Munoz Ghezlan Transactions

Golden Oaks Properties LLC closed a deal on a 50 unit multi-family property with a purchase price of $3,500,000. The 1st lien mortgage provided $2,625,000, representing 75% LTV, with a syndicated DSCR structure. The subordinate debt of $875,000 filled the gap, bringing the total leverage to 100% of the purchase price. This structure allowed the investor to fully finance the property acquisition and maintain a high degree of flexibility with manageable debt service coverage using section 8, government backed rents.

Skyline Property Group acquired a 3-unit boutique short-term rental property for $750,000. With an 80% LTV 1st lien mortgage of $600,000 and $75,000 in gap funding, the total LTV reached 90%. The investor closed the deal with a 10% down payment of $75,000, capitalizing on the property’s high rental demand and premium pricing potential.

Coastal Peak Investments LLC purchased a 60-unit property portfolio for $3,000,000. The 1st lien mortgage of $2,400,000 (80% LTV) . The investor contributed 20% for the down payment, allowing them to finance a large portion of the purchase price while securing an income-producing property backed by government rents through section 8 HUD.

Summit Realty purchased a single-family home in a developing suburban market for $210,000. After an appraisal value of $220,000, the investor obtained a 1st lien loan at $168,000 (80% LTV) and benefited from a $5,000 seller credit. With just $37,000 down, this investment is delivering consistent cash flow with excellent ROI potential.

Eagles Properties LLC acquired a 25-unit mid-term portfolio for $5,200,000. The financing included an 80% LTV 1st lien mortgage of $4,160,000 and $260,000 in gap funding, creating an 85% LTV structure. With a down payment of $780,000, the investor secured a property appraised at $6,300,000. A 6-year partnership with a government-backed relocation program provides a stable income stream, while appreciation and rent increases are expected in the long term.

Rivera Properties LLC purchased a section 8 duplex for $125,000, a cash flow gold mine. After the property was appraised for $145,000 we were able to structure the deal where the 1st lien mortgage was $116,000 (80% LTV), with $20,000 in seller credits negotiated through accessing the equity of $20,000. Our investor was able to purchase this property with $9,000 down.

Summit Residential Group LLC acquired a 8-unit luxury multi-family property for $1,200,000. The 1st lien mortgage of $960,000 (80% LTV) was combined with $120,000 in subordinate debt, resulting in a total combined LTV of 90%. This structure enabled the investor to secure the property with minimal equity while leveraging stable rental income for cash flow.

Golden Valley Estates LLC purchased a 4-home portfolio for $312,000, with an average home price of $78,000. The 1st lien mortgage was $218,000 (70% LTV), with $94,000 in subordinate debt, bringing the combined LTV to 100%. The investor made no down payment, leveraging the full financing for the acquisition backed by guaranteed government rents through section 8 HUD.

KRD Investment Group LLC acquired a 4-unit building in Kansas City, MO, for $200,000. The deal was financed with an 80% LTV 1st lien mortgage of $160,000. The investor put down $40,000 to close the transaction. The property is located in a high-demand rental market, producing reliable cash flow and providing solid returns for the investor.

J&O Capital completed the acquisition of a 70-unit multifamily property for $4,750,000. The deal was structured with a 70% LTV 1st lien loan for $3,325,000 and $1,425,000 in preferred equity financing. With 100% of the purchase price financed through creative structuring, the investor retained all liquidity while benefiting from immediate rental income and minimal out-of-pocket costs.

Bee Holdings LLC Purchased a 7-home portfolio priced at $700,000, our client secured an 80% LTV 1st lien loan, covering $560,000 of the purchase price. With a 20% down payment of $140,000, the investor was able to close the transaction and benefit from rental income in 3 weeks.

Pinnacle Properties secured a duplex and a triplex in a package deal for $560,000 in a rapidly expanding metropolitan area. The investor leveraged an 85% LTV loan for $476,000 and negotiated $8,000 in seller concessions. They closed with a down payment of $76,000 and achieved rental income within 30 days of purchase.

T&H Property Group LLC acquired a 3-bedroom duplex in Detroit, MI, for $200,000, a great cash flow opportunity. After the property was appraised for $225,000, the deal was structured with an 80% LTV 1st lien mortgage of $160,000. The seller provided $15,000 in credits, which helped lower the buyer’s out-of-pocket costs. The investor was able to close with just $5,000 down, taking advantage of the high rental demand in the area.

Curtis holdings  LLC secured a duplex in Kansas City, MO, for $175,000. The 1st lien mortgage of $148,750 (85% LTV) was structured, with the investor providing a 15% down payment of $26,250. The property produced good cash flow due to high demand for rental units in the area, offering great returns for the investor.

Ironclad Property Investments LLC closed on a 4-unit short term luxury condo building for $900,000. The 1st lien mortgage of $720,000 (80% LTV) was supplemented with $90,000 in subordinate debt, bringing the total combined LTV to 90%. With this structure, the investor could acquire the property with minimal initial capital while still enjoying solid cash flow from the units.

Water Front Estates LLC acquired a luxurious 5-bedroom beachfront property in Naples, FL, for $2,500,000. The deal was structured with an 80% LTV 1st lien mortgage of $2,000,000. The investor contributed a 20% down payment of $500,000. With Naples’ thriving vacation rental market and premium demand for beachfront stays, the property generated consistent bookings and impressive cash flow, delivering strong returns.

Bright Investments LLC acquired a 4-unit multifamily property for $315,000, strategically located near a growing college town. After the property appraised at $340,000, we structured a deal with a 1st lien mortgage of $252,000 (80% LTV) and negotiated $10,000 in seller credits to reduce upfront costs. Our investor closed the deal with just $53,000 down and began earning passive income immediately.

Vista Hills Investment Group LLC acquired a 16-unit mid-term portfolio for $4,000,000. The 1st lien mortgage of $3,200,000 (80% LTV) was supplemented by $200,000 in subordinate debt, achieving a combined LTV of 85%. The down payment was 15% or $600,000, even though this property doesn't cash flow much, It appraised for $5,000,000 and with a 5 year assistant housing contract this is a secure investment as Vista Hills awaits rental increase and appreciation.

Mountain Luxe Retreats LLC acquired a high-end, 4-bedroom luxury Airbnb cabin in Big Bear, CA, for $1,100,000. The deal was structured with an 80% LTV 1st lien mortgage of $880,000. The investor contributed 20% as a down payment, totaling $220,000. With Big Bear's strong vacation rental market, the cabin quickly generated significant cash flow from premium nightly rates and consistent year-round bookings.

Williams Holdings LLC purchased a 35-unit multi-family portfolio for $4,800,000. The 1st lien mortgage of $3,840,000 (80% LTV) was combined with $480,000 in subordinate debt, bringing the total combined LTV to 90%. The down payment was just 10%, allowing the investor to acquire the portfolio with minimal equity contribution while ensuring strong debt service coverage through the property’s rental cash flow.